Resources · Loan Calculators

Bridge and DSCR loan calculators

Run the numbers before you make an offer: cash to close on a flip, or whether a rental's rent covers its payment.

Take control of your numbers

The bridge calculator shows the maximum loan, your interest-only payment, and your cash to close. The DSCR calculator shows whether a rental's rent covers its full payment, the number DSCR lenders qualify on.

For new and experienced investors
Compare scenarios side by side
See cash to close for any flip
Check a rental's DSCR in seconds
Instant estimates

Bridge

Bridge loan calculator

For fix-and-flip and other short-term deals. Adjust any number and the estimate updates instantly.

Your estimate

Cash needed to close$0

Maximum loan: $0
Loan amount: $0
Loan-to-ARV: —
Down payment: $0
Origination fee: $0
Closing costs: $0
Monthly payment (interest-only): $0
Interest over the term: $0
Total cost of the loan: $0

Estimate only. Repair funds are usually released through draws after closing. Each lender sets its own terms.

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DSCR

DSCR calculator

DSCR = monthly rent ÷ monthly payment (principal, interest, taxes, insurance and HOA). Most lenders look for 1.0 or higher.

Your DSCR

Debt service coverage ratio—

Principal & interest: $0
Taxes, insurance & HOA: $0
Total monthly payment: $0
Monthly cash flow (rent − payment): $0

Estimate only. Lenders figure DSCR their own way. Some use market rent from the appraisal or allow for vacancy.

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Reviews from investors

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Like the numbers?

Request pre-approval and a loan advisor will match you with lenders.

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