DSCR & bridge loans in Florida
Florida investment property loans
DSCR rental loans and bridge loans for investment property across Florida, including Orlando, Tampa and Jacksonville.
Financing built for Florida investors
Whether you're flipping a distressed single-family home or adding a rental to your portfolio, Nevem matches your Florida deal with lenders that fund in the state.
- Bridge loans that close in 7–14 days
- 30-year fixed-rate DSCR loans
- Up to 100% of rehab costs on bridge loans
- Loans to LLCs and corporations
- Single-family, 2–4 unit and small multifamily
Programs
Loan programs at a glance
DSCR rental loans
Long-term loans for rental property, qualified on whether the rent covers the payment.
- 30-year fixed terms
- Up to 80% LTV, 75% cash-out
- Qualify on the rent, not your income
- Purchase or refinance
Bridge loans
Short-term loans to buy and renovate, sized on the deal and its after-repair value.
- Close in 7–14 days
- Up to 90% of purchase, 100% of rehab
- Interest-only, 6–24 months
- Fix & flip, value-add, quick closes
FAQ
Common questions from Florida investors
Do you cover all of Florida?
We focus on Orlando, Tampa and Jacksonville and surrounding areas, and work with lenders who fund across the state. Other Florida deals are reviewed case by case.
Can the loan cover the rehab?
Yes, with a bridge loan. Lenders fund up to 100% of the rehab based on your scope of work, released in draws as the work is done.
Can I refinance a rental I already own?
Yes. A DSCR loan can refinance a rental, including cash-out, based on the property's rent instead of your personal income.
How do I get started?
Submit a pre-approval request. A loan advisor reviews it and comes back with the lenders that fit.
Have a deal in Florida?
Send it over and get a clear answer fast.