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DSCR & bridge loans in Indiana

Indiana investment property loans

DSCR rental loans and bridge loans for investment property across Indiana, including Indianapolis and Fort Wayne.

Financing built for Indiana investors

Whether you're flipping a distressed single-family home or adding a rental to your portfolio, Nevem matches your Indiana deal with lenders that fund in the state.

  • Bridge loans that close in 7–14 days
  • 30-year fixed-rate DSCR loans
  • Up to 100% of rehab costs on bridge loans
  • Loans to LLCs and corporations
  • Single-family, 2–4 unit and small multifamily

Programs

Loan programs at a glance

DSCR

DSCR rental loans

Long-term loans for rental property, qualified on whether the rent covers the payment.

  • 30-year fixed terms
  • Up to 80% LTV, 75% cash-out
  • Qualify on the rent, not your income
  • Purchase or refinance
DSCR loan details →
Bridge

Bridge loans

Short-term loans to buy and renovate, sized on the deal and its after-repair value.

  • Close in 7–14 days
  • Up to 90% of purchase, 100% of rehab
  • Interest-only, 6–24 months
  • Fix & flip, value-add, quick closes
Bridge loan details →

FAQ

Common questions from Indiana investors

Do you cover all of Indiana?

We focus on Indianapolis and Fort Wayne and surrounding areas, and work with lenders who fund across the state. Other Indiana deals are reviewed case by case.

Can the loan cover the rehab?

Yes, with a bridge loan. Lenders fund up to 100% of the rehab based on your scope of work, released in draws as the work is done.

Can I refinance a rental I already own?

Yes. A DSCR loan can refinance a rental, including cash-out, based on the property's rent instead of your personal income.

How do I get started?

Submit a pre-approval request. A loan advisor reviews it and comes back with the lenders that fit.

Have a deal in Indiana?

Send it over and get a clear answer fast.

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Talk to a loan advisor

Have a deal? Let's talk.

Send the basics and a loan advisor will tell you which loan fits, which lenders to look at, and what they'll need.

Reply within one business dayStraight answers from people who know which lenders fund which deals.

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